Compare Auto Insurance Rates & Save Up to 40%

Most drivers who compare quotes through TFD Insurance save between $300 and $900 per year. The exact amount depends on factors like your current rate, driving record, location, and the type of coverage you need. Because insurance companies use different algorithms to calculate risk, the same driver can receive very different quotes from different carriers.

Yes, 100% free. There are no hidden fees or charges to compare auto insurance quotes through TFD Insurance. We earn a small commission from insurance companies when you purchase a policy, but you never pay extra for using our service. In fact, you may get rates lower than going directly to the carrier.

The entire process takes about 2 minutes. You'll answer a few basic questions about yourself, your vehicle, and your coverage needs. Our system then instantly searches through our network of 50+ insurance carriers and returns personalized quotes for you to compare.

No. Getting insurance quotes is considered a "soft inquiry" and does not affect your credit score. You can compare as many quotes as you like without any impact to your credit. Only when you actually purchase a policy might the insurer do a more detailed review, but even then, the impact is minimal.

The main types include: Liability insurance (covers damage you cause to others), Collision insurance (covers damage to your car in an accident), Comprehensive insurance (covers theft, weather, and non-collision damage), Uninsured motorist coverage (protects you if the other driver has no insurance), and Personal injury protection (covers medical expenses). Most states require at least liability insurance, but lenders may require full coverage.

To get the most accurate quote, you'll need your zip code, date of birth, vehicle year/make/model, your driving history (any accidents or tickets in the past 3-5 years), and your current insurance status. Having your driver's license number handy can also help speed up the process.

Yes, you can switch auto insurance companies at any time. There are no laws preventing you from changing insurers mid-policy. However, some companies charge a cancellation fee if you leave before your policy term ends. It's generally best to switch when your current policy is up for renewal to avoid any potential fees.

We recommend comparing rates at least once a year, ideally 2-3 weeks before your policy renews. Insurance rates change frequently based on market conditions, your driving record, and other factors. Life events like moving, getting married, or buying a new car are also good times to shop around.